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Patients and Visitors

Important Information About Your Insurance Coverage with Florida Blue

By Federal Law, Emergency Care Is Always Covered as in Network.

In a true emergency, you may go to any hospital, no matter if they’re in your plan’s network or not.

Consider a health plan that includes Broward Health so you can stay connected to the care you know and trust.

We understand how difficult it can be when your health plan no longer includes the care team you trust. You deserve clear information and support as you consider options that keep Broward Health in reach.

Broward Health's trusted physicians, hospitals, and services, are vital to our community's health. Despite our efforts to restore access, Florida Blue has not agreed to rates similar to what other South Florida providers receive and other insurers pay us already. Fair reimbursement helps health systems cover the cost of staff, technology, and services, needed to keep high-quality care available close to home. By rejecting fair, reasonable, and sustainable terms, Florida Blue is prolonging a situation that limits its members' in-network access. This ongoing disruption continues to affect Florida Blue members, but Broward Health will continue standing up for the patients, families, and communities, it serves.

Important Updates

  • Broward Health has been out-of-network with Florida Blue since July 1, 2025. Unfortunately, it does not appear likely that Florida Blue will agree to terms that restore in-network access anytime soon.
  • Emergency care remains available at Broward Health regardless of insurance or network status.
  • Broward Health remains in-network with all other major health plans, but patients should always confirm their network participation and benefits coverage. Plans that are still in network can be found here:

Access to Trusted Care

Your choice of health plan can affect whether you can receive in-network care from the local doctors, hospitals, and specialists, you know and trust. Review your options during your applicable enrollment period and confirm that Broward Health is included before you choose or renew coverage.

  • Review your available health plan options, compare provider networks, and consider other options.
    • If you have Medicare Advantage, open enrollment for 2027 falls between October 15, 2026 - December 7, 2026.
    • If you have Exchange, open enrollment for 2027 falls between November 1, 2026 - December 15, 2026.
  • If you receive coverage through an employer, ask your human resources team about options that include Broward Health.
  • Call the number on the back of your insurance card for questions about benefits, coverage, and costs.

Frequently Asked Questions

What’s happening between FL Blue and Broward Health?

Broward Health has been out-of-network with Florida Blue since July 1, 2025. This was not the outcome Broward Health wanted, but Florida Blue has not agreed to fair, reasonable reimbursement for the care Broward Health provides.